About the NHS Credit Union…


Like all credit unions, the NHS Credit Union is a financial co-operative, owned and controlled by its members.


We help care for the financial health of members across Scotland and the North of England and our membership is growing at record rates. Almost 20,000 NHS workers are currently enjoying the benefits of being an NHS Credit Union member.


Our mission is to promote financial well-being and a savings culture in the NHS industry alongside reducing financial stress in staff and providing ethical financial assistance to those who need it.


Our History



  • The NHS Credit Union was founded in 1998 by Robert Rae in his role as Unison branch secretary at the Southern General Hospital, Glasgow.
  • In its first year, the credit union issued 260 loans with a total value of over £123,000.
  • We now offer a range of financial services to almost 20,000 members.
  • The NHS Credit Union now has an office in Glasgow with 17 staff members.

Facts and Figures


The links on this page will allow members – or anybody interested in the NHS Credit Union – to access more details of our financial performance over the years.


  • A digital flipbook of our first 20 years can be viewed HERE.
  • A digital review giving more details of how the NHS Credit Union performed in 2019-20 can accessed HERE.

Meet Our Team


Learn more about our dedicated team, who are more than happy to help our members with all aspects of the business. Our staff are currently working a mixed blend of office and home working.

Member of ABCUL

Authorised and Regulated by

Founder member of CFCFE

Your money is protected up to £85,000

Complies with the requirements of the Cyber Essentials Scheme 

Member of GCofC

Member of SBRC

Healthy Culture Champion 2020