Making your savings work even better for you
Members of the NHS Credit Union can now make their savings work even better for them … and take advantage of our lowest ever rate for a Secured Loan.
In response to our 2019 member survey we’ve cut the rate charged on a Secured Loan from 5.1%APR to 3%APR.
A Secured Loan allows members to borrow up to £25,000 – and is an ideal alternative if you need some extra cash – but want to continue to build up your hard-earned savings at the same time.
Please read all the terms and conditions BEFORE making your application for a Share Secured loan.
*You must have made your first monthly payment (or four weekly payments) to your NHS Credit Union account – by Payroll or Direct Debit
*The maximum amount you can borrow is the total sum you have in your savings
*You will only be able to withdraw sums in excess of your loan balance during the term of the loan
To apply for a Share Secured Loan online, log into the members’ area, click apply for loan; request a security code – and fill in the application form