More than 17,500 members of the NHS Credit Union should have now received a festive bonus after a dividend payout of 1.25% was approved for all members.
It's the highest dividend level for more than 10 years - and the fifth year in succession that the credit union dividend rate has increased.
This year's payout was approved at the Annual General Meeting, when members heard that the financial year just ended - which saw the credit union celebrate its 20th birthday - had been another one of growth.
Membership now stood at more than 17,500, with the total value of all assets held by the credit union exceeding £23million, and the total value of loans issued to members approaching £87m.
But it's the dividend level that affects most members, and for the benefit of any member unsure how the dividend operates, here's a brief guide to your payout.
In its simplest term, the dividend is the equivalent of the interest rate paid by High Street banks.
The total sum to be paid out is determined by the surplus earned by the credit union over the course of the financial year.
A dividend recommendation is made by the directors and is then voted on at the Annual General Meeting, which every member of the NHS Credit Union can attend.
The latest AGM was held on December 13, and the dividend level agreed was 1.25%. That's a total payment of more than £200,000 to be shared by the credit union members.
All members receive a payment equivalent to 1.25% of their savings in the NHS Credit Union. The payment is based on their daily savings balance over the course of the financial year - which ended on September 30.
If any member is uncertain about the dividend operation, feel free to contact the office on 0141-445-0022 and we'll do our best to help out.