Competitive Loans from your Credit Union


Our personal loans – which have been awarded five-star status by the independent Fairbanking Foundation – are available for just about any purpose be it a new car, an exotic holiday, a lovely wedding, helping with Christmas expenses or for some new home improvements!


Follow the links below to find out more about our loan products – and click HERE to find out more about the Fairbanking Foundation’s prestigious award scheme.


The Fairbanking Mark is not a guarantee or warranty of reliability or performance of this or any product or service. See full disclaimer at

Our loan products at a glance

I just wanted to say how delighted I am with the services provided by the NHS Credit Union. I’m always telling folk they should join because it’s so easy to save money and apply for a loan if you need one


Janette Arkison, Ayrshire

Member of ABCUL

Authorised and Regulated by

Founder member of CFCFE

Your money is protected up to £85,000

Member of GCofC

Member of SBRC