Important changes to our Share Secured and 10 month Loan


With effect from midnight on the 31st May 2023, the interest rate for the Share Secured and the 10 Month Loan have changed


  1. Share Secured Loan – 5.1% APR.
  2. 10 Month Loan – 7.2% APR.


To offer our members the best possible products, NHS Credit Union are constantly reviewing our interest rates. You will notice that both the Share Secured and the 10 Month Loan rates remain highly competitive across the market and still great value.

Member Update – Weekend Access to the Mobile App and withdrawals

Good News!


Our IT Transformation will continue throughout 2023 (as we move to cloud-based system). While we complete this work we will ensure members can make withdrawals using the app and the website from Monday 8am to Friday 5pm every week.


Remember, your app will only be closed over the weekend, to minimise disruption to our members as we work to improve services.


Thank you for your patience and understanding,

7 Top Tips for Saving Money


28th November 2022


These helpful savings habits can make your money work smarter, as well as allow you to budget better and still enjoy the little luxuries.

NHS Credit Union AGM – Thursday 8th December 2022


21st November 2022


We are delighted to be once again hosting our AGM for all NHS Credit Union members, which this year will take place online on Thursday 8th December 2022 at 6:30 pm

Getting Ahead with Your Christmas Savings | NHS Credit Union


14th November 2022


If you haven’t opened a Christmas Savings Account with us yet, here’s why you should consider one to help you get into a good financial position for next Christmas.

Introducing the 12 Month Vault Savings Account


1st September 2022


We are proud to introduce our newest, limited-time product, which will help our members save smarter and make their money work harder: The 12 Month Vault

Borrow While You Save with the NHS Credit Union


18th August 2022


Find out how as a member of the NHS Credit Union you can borrow while you save from our varied selection of loan product and savings accounts.

Save for the future with the Children and Young Person Savings Account


1st August 2022


At the NHS Credit Union, we recognise young people would benefit from saving money early to get them ready for their best financial future. Read about how our Children and Young Person Savings Account is designed to give NHS Credit Union members a way to teach the value of saving money to the young people in their lives.

Debt Consolidation Loans vs Debt Relief Solutions: What’s my best option?


25th July 2022


In this blog, we explore some of the pitfalls of debt relief and debt management solutions and why a debt consolidation loan from NHS Credit Union could be the better option for NHS staff and their families.

Care For Yourself Loan


24th May 2021


On the back of the success of Stress Awareness Month campaign we are ecstatic to announce the launch of our new product: ‘Care for Yourself’ Loan.

For the very first time members will be able to apply for loans for as little as £250 up to £2,500!*

Member Satisfaction Survey



27th April 2021



We want to know what you, our members, think of our products & services – and how we can improve these even more […]

Previous NHS Credit Union News

Stress Awareness Month


Stress Awareness Month has been held every April, since 1992. The Mental Health Foundation reported that 74% of UK adults have had a moment where they have felt so stressed that they have been too overwhelmed or […]


Important Savings Updates


Further to our previous announcement, where we made changes to our lump sum policy to allow us to pay a dividend to our members. We have taken the decision to reduce the maximum savings amount to £75,000 […]

Twitter and Instagram Prize Draw!

Following on from our amazing Facebook prize giveaway we are excited to launch our new ‘Double Your Chances’ Competition […]





Facebook £50 prize draw!


All you have to do is visit our Facebook page and give us a follow to be entered into the prize draw. Six lucky winners will be picked at random […]





Update your details!


To stay informed with all NHS Credit Union news, services and products, please ensure that your email address is up to date. To do this, simply log in to our mobile banking app, select ‘My info […]




Help Lewisham and Greenwich NHS Choir get to number 1!


Justin Bieber has teamed up with a choir of doctors, nurses and other NHS staff to record a Christmas single. The Lewisham and Greenwich NHS Choir charity […]



The Festive Period


The NHS Credit Union will be closed on all Christmas public holidays: 25th December, Monday 28th December and Friday 1st January. Other changes in office opening times are detailed below […]




Consumer Credit Award Winners 2020


The NHS Credit Union was shortlisted for 2 awards in last week’s Consumer Credit Awards; Best Credit Union (North) and Healthy Culture Champion Award. The Consumer Credit Awards help to put customers at the heart of the industry; with a mission to […]


Consumer Credit Awards Finalist 2020


We’re delighted to announce that we’ve been named a finalist for the Consumer Credit Awards 2020. The categories are Best Credit Union (North) and Healthy Culture Champion. The Consumer Credit Awards are voted for by you, our members, which makes this […]


Brand New Loan Products


We’re excited to announce that as of 1st July 2020, the NHS Credit Union are launching brand new loan products! These products will expand our ethical range of existing loan products and provide our members with even more borrowing options, at incredibly competitive interest rates […]


Consumer Credit Awards 2020


Your NHS Credit Union is taking part in the Consumer Credit Awards 2020 we would love for our members to support us in reaching the finals for 2020. The Consumer Credit Awards aims to put members at the heart of the industry to find the best products, hottest […]


Unison set up COVID-19 Fund


UNISON has set up a special fund for members who are finding life hard because of the coronavirus crisis. There for You is the union’s unique charity, set up to help members in difficulties. Now the union has set up a special fund to respond to calls for help […]


Salad Money


Loan company has been accused of hijacking NHS branding to promote pay day loans for health staff. Salad Money – a for-profit ‘social enterprise’ set up in 2018 – provide loans exclusively to NHS employees of up to £1000. The company charges an annual interest rate of 69.9% […]


COVID-19 member Information


The NHS Credit Union is closely monitoring all updates from UK Government and Health officials in regard to the coronavirus outbreak. We are currently reviewing all our current business continuity procedures and as it stands […]

COVID-19 Member Update


At the NHS Credit Union we put our members at the forefront of everything we do. As we face unprecedented times with COVID-19 pandemic we understand the additional pressures this brings to you in your already demanding roles within the NHS […]


COVID-19 Extended Member Services


We at the NHS Credit Union know and appreciate that you are all going above and beyond in your daily roles fighting Covid-19 and keeping everyone as safe and as healthy as you possibly can […]



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