Be part of our financial family
We help care for the financial health of members across Scotland and the north of England and our membership is growing at record rates. At the start of this financial year, there were around 17,000 staff enjoying the benefits of being part of our financial family.
And you can join in a matter of minutes by clicking the "Join Now" tab above.
We offer our members a secure home for savings, affordable, ethical loans ...and a whole lot more.
Two of our most popular benefits are Payroll Deduction and Free Life Savings and Loan Protection, which can help you save and protect your family's future. Check them out by clicking the tabs above.
Membership is open to NHS Employees in Scotland, North England (North East, North West and Yorkshire & Humberside) and their families living at the same address. More detailed information can be found under the "Eligibility" tab above. If you are at all unsure about your eligibility to join the NHS Credit Union, please telephone the office on 0141-445-0022 BEFORE you complete the online application form.
The Common Bond of the NHS Credit Union determines who can become a member of the organisation. Admission to membership of the Credit Union is restricted to:
1) Individuals currently in receipt of a continuing and regular payment arising from participation in the occupation of:
2) Individuals otherwise associated with the individuals in 1) through:
3) An individual who is a member of the same household as, and is a relative of, an individual who is a member of the credit union and falls directly within a common bond specified above.
It's never been easier to join the NHS Credit Union, thanks to our partnership with secure messaging app Nivo.
A few wee taps on your smart phone could make a BIG difference to your financial health. And the Bank level of encryption means your data is safe and secure.
All you need to start the process is to download the Nivo app for your smart phone (either from the App store or from Google Play).
You also need your driving licence (or if you don't have a licence, your passport), and your most recent payslip.
Please note that if your address differs on your licence and your payslip, you will need to provide another form of documentary evidence of address.
As long as you can take a screenshot of these documents on your smartphone, or tablet, your application will be under way within a matter of minutes.
If you want to join us in complete security - without filling in a lengthy application form - then download the Nivo app via the appropriate link below to your smartphone - and tap the NHS Credit Union link at the top of the page.
If you would prefer to join via the online application form, which will take longer to process - it can be accessed HERE
Most of our members can easily enjoy the advantages of our payroll deduction scheme and save directly from their salaries into their credit union account.
How do you save through Payroll?
Are there any other benefits?
As a member of the NHS Credit Union you have access to a unique protection provided by credit unions for the family of members in the event of bereavement - the Free Life Savings and Loan Protection Scheme* - which give extra peace of mind for members and their families at no extra cost.
The scheme is designed to reward a member's family for their commitment to save and provide them with financial support when they most need it.
How does it work?
*Terms and Conditions apply - Terms of these free member benefits may change from time to time.
Important note - Individual members do NOT have an insurance policy – they share in a free benefit offered by the credit union