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Join Us

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Join Us

Benefits of the NHS Credit Union

We help care for the financial health of more than 15,500 members across Scotland and the north of England.

It’s easy to join our financial family and access affordable credit at competitive rates with no hidden charges or fees. You’ll also find it easy to save, with money taken either by payroll deduction or direct debit. Unlike high street banks, it’s credit union members who benefit from the success of the business – not external shareholders. In addition to all that, free life insurance protection schemes for savings and loans are available to members – offering peace of mind and help for your family when they need it most. So join today, we’d love to welcome you to our ever-growing family of members.

  • Easy to join
  • Wide range of services
  • Affordable loans and secure savings
  • Free life protection scheme on loans and savings
  • Owned - and run - by the members

Joseph's Story

Here’s what driver Joseph McGee wrote after receiving a holiday loan from us

When I initially joined the credit union I was struck straight away by the helpful and professional way the staff would always deal with my account. The holiday was a big deal. Myself and other family members had been saving for a very long time. In total there were fourteen of us who made the trip across the Atlantic. I could write so much of what we saw and what we did, but a day at Discovery Cove will live long in the memory of all of who were there. I don't mind admitting that a few tears were shed that day. Without the help of you and the credit union staff it would have possibly been a different story. The help, support and understanding I received during my application for my first loan was just outstanding. I think I can confidently say, if I had been dealing with one of the high street lenders, things would have been very different.