Join Us

Benefits of the NHS Credit Union

We help care for the financial health of thousands of members across Scotland and the north of England.

It’s easy to join our financial family and access affordable credit at competitive rates with no hidden charges or fees. You’ll also find it easy to save, with money taken either by payroll deduction or direct debit. Unlike high street banks, it’s credit union members who benefit from the success of the business – not external shareholders. In addition to all that, free life savings and loan protection schemes are available to members – offering peace of mind and help for your family when they need it most. So join today, we’d love to welcome you to our ever-growing family of members.

  • Easy to join
  • Wide range of services
  • Affordable loans and secure savings
  • Free Life Savings and Loan Protection Scheme
  • Owned - and run - by the members

Our loans help dreams come true

Loans from the NHS Credit Union are ideal when things go wrong ... but they can also help create precious memories

The Pearson family from Glasgow got a helping hand from the NHS Credit Union to help fund the holiday of a lifetime. Here's what William Pearson had to say about his loan application:

"Just a few words to say thank you for the great service I was given by the NHS Credit Union staff when I was applying for a loan for a special family holiday.
"The trip of a lifetime involved going to Australia with my wife and son to visit my brother and his family, then on to Bali for a week for his daughter's wedding, then back to Australia for another two weeks.
"When I was applying for the loan my advisor explained everything really well to me. I felt very at ease throughout the whole process and the money was in my bank account in a few days."



The staff at the credit union are very professional and really helpful. Thanks again for all your help - and keep up the good work.

William Pearson, Glasgow