Am I eligible to join the NHS Credit Union?


Please see the criteria below to see if you’re eligible to become a member of the NHS Credit Union.


If you’re unsure if you fall within our common bond, please contact the office on 0141 445 0022.


Once you become a member of the NHS Credit Union, you have a lifetime membership. By paying as little as £5 per month, this will keep your account open even if you leave your job or retire, you can still experience the benefits of saving with us.   

Eligibility Criteria


The common bond of the NHS Credit Union determines who can become a member of the organisation.


Under the terms of the Common Bond, membership is open to people living or working in Scotland or the North West, North East, or Yorkshire and Humberside regions of England.


  • Who are employed by the NHS or successor organisation.
  • Providing regular contractual services to the NHS.
  • Employed in the Care or Third sector organisations funded through NHS.
  • Receiving a pension from being employed in one of the categories above.
  • A relative living in the same household as a member of the NHS Credit Union.

Authorised and Regulated by

Founder member of CFCFE

Your money is protected up to £85,000

Complies with the requirements the Cyber Essentials Scheme 

Healthy Culture Champion 2020