We're here for you

The NHS Credit Union offers affordable loans and secure savings for thousands of health service employees and their families

Unlike high street banks, we are owned by our members and run solely for their benefit. Any employee of the NHS in Scotland or the north of England can join the NHS Credit Union - along with any member of family living in the same household. It’s easy to join.

  • Easy to Join
  • Payroll Deduction for savings and loans
  • Free Life Protection Scheme
  • Easy access to savings

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here

I am a member of the NHS Credit Union and I just wanted to say thank you. You guys always seem to be happy and smiling, and you’re always willing to help, so thank you for that. Thank you again for everything you do.

Stephen Gage, Glasgow

What's happening at your credit union